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SPOT Insurance- Giddy Up Has You Covered

Look, we want you to be safe out there. We want you to have the ride of our life, the challenge of a decade, the time on the trail that you'll tell and re-tell over a beer with friends but we know, you can plan for everything and still have an accident. This year we partnered with Spot Insurance for both the Giddy Up Challenge and Rebecca's Private Idaho to help you out if an unfortunate accident happens during the event.

What does this mean for you? Spot can cover your medical bills if you get injured during the challenge, whether you’re on two feet or on two wheels—so get out there and race with peace of mind.

Event Coverage Details

  • $25,000 Accident Medical Expense Coverage

  • $10,000 Accidental Death or Dismemberment Coverage

  • $0 Deductible

Click here to learn more.

About Spot

Founded on the belief that breaking a bone shouldn’t break the bank, Spot can cover your medical bills each time you get hurt, whether you’re on a grand adventure or just chopping carrots. A Spot policy is best for people with high deductibles or lousy coverage, and it works whether you have health insurance or not. Through tech solutions and world-class customer experience and support—from signing up to filing a claim—Spot takes the pain out of medical bills so you can live more than a little.

24/7 Coverage

Don’t let an everyday activity wipe out your wallet. Starting at just $25 a month, Spot can cover up to $20,000 in medical bills each time you’re hurt anywhere in the US. Once you have a policy, you can even add your family members to your plan so they can have the same great coverage as you.

How it Works

If you get hurt, see any licensed physician of your choice so Spot can cover your recommended treatment plan. File a digital claim from your Spot account and a personal claims representative will assist you through the entire process.

Why Spot?

In the US, the average individual health insurance deductible is over $1,500. Many people have deductibles well over $5,000. Meaning that if you get hurt, you could potentially pay at least that amount out-of-pocket. Spot helps bridge the gap so that you aren’t drowning in medical expenses after you suffer a sudden injury.

More reasons to love Spot:

  • No deductible

  • Works with or without existing health insurance

  • Race, ride, ski, walk Fido, or run errands with peace of mind

  • Add family members to your plan

  • See any licensed physician

  • Easy digital claims experience

Learn more at

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